Membership tiers

Five ways to belong. One promise to share.

Every Kindwell One tier includes 24/7 telemedicine, Health Index tracking, mental-health support, and access to the Kindwell One member app. Each tier layers on what comes next.

Opal

Virtual Care
$59per month, starting · individual
Choose Opal
Designed for

Young and healthy individuals, gig workers, freelancers, and anyone between jobs who needs affordable virtual access and health monitoring.

Tele-Medicine

Unlim $0

Tele-Counseling

Unlim $0

Virtual Primary Care

Unlim $0

Labs & Diagnostics (OP)

Unlim $0

X-rays / Imaging (OP)

Unlim $0

Pharmacy

1,000+ $0 +340B

Mental Health Coaching

Unlim $0

Behavioral Health

Unlim $0

Pearl

Virtual + Rx + Labs
$99per month, starting · individual
Choose Pearl
Designed for

Members who want pharmacy and diagnostic access without in-person visit sharing. An excellent DPC companion for medication and lab needs.

Tele-Medicine

Unlim $0

Tele-Counseling

Unlim $0

Virtual Primary Care

Unlim $0

Labs & Diagnostics (OP)

Unlim $0

X-rays / Imaging (OP)

Unlim $0

Pharmacy

1,000+ $0 +340B

Mental Health Coaching

Unlim $0

Behavioral Health

Unlim $0

Ruby

Primary Care
$159per month, starting · individual
Choose Ruby
Designed for

Families and individuals who want a regular doctor relationship with full primary care sharing — visits, prevention, and ongoing chronic support.

Tele-Medicine

Unlim $0

Tele-Counseling

Unlim $0

Virtual Primary Care

Unlim $0

PCP / Urgent Care

Unlim $35/$55

Chronic Maintenance

Within PCP/UC

Preventive Screening

1/yr $750

Specialist (Outpatient)

6/yr $75

Labs & Diagnostics (OP)

Unlim $0

Sapphire

Hospital & Surgical
$175per month, starting · individual
ISA · $1,000 · $2,500 · $5,000 · $7,500 · $10,000
Choose Sapphire
Designed for

Members who want protection from the unexpected — the safety net for major medical events. The natural complement for DPC members.

Tele-Medicine

Unlim $0

Tele-Counseling

Unlim $0

Virtual Primary Care

Unlim $0

PCP / Urgent Care

Unlim $35/$55

Chronic Maintenance

Within PCP/UC

Preventive Screening

Unlim $0

Specialist (Outpatient)

Unlim $0

Labs & Diagnostics (OP)

Unlim $0

Diamond

Complete Health & Wealth
$239per month, starting · individual
ISA · $1,000 · $2,500 · $5,000 · $7,500 · $10,000
Choose Diamond
Designed for

Members who want everything under one roof — primary care, hospital protection, financial wellness, and generational wealth building.

Tele-Medicine

Unlim $0

Tele-Counseling

Unlim $0

Virtual Primary Care

Unlim $0

PCP / Urgent Care

Unlim $35/$55

Chronic Maintenance

Within PCP/UC

Preventive Screening

Unlim $0

Specialist (Outpatient)

Unlim $0

Labs & Diagnostics (OP)

Unlim $0

Not sure which tier fits?

A short conversation with a member advocate can clarify more than any brochure. No pressure. No quotas. No commission.

Request a consultation

A tribally-sponsored health sharing trust. Operating under P.L. 93-638 and Section 813 tribal authority.

Kindwell One is a tribally-sponsored health sharing trust, not an insurance company. Members are personally responsible for their own medical bills. Neither Kindwell One nor its members guarantee or promise that medical requests will be shared or paid by the membership. Kindwell One membership does not constitute minimum essential coverage under the Affordable Care Act. Operating under P.L. 93-638 and Section 813 authority. Administered by People First Management Services Inc. Pricing shown is starting contribution for age band 18–29; full pricing varies by age, tier, household, and risk tier.
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