Submit your application, select a tier, and enroll online in under 10 minutes. No underwriting. No waiting period for most services. Your sharing activation begins on Day One.
Every month, your contribution flows into the pooled trust. No carrier takes a margin. No actuary denies claims to boost profit. The trust exists to make your medical bills bearable — together.
See a doctor, fill a prescription, schedule a procedure. The trust shares the cost according to your tier. No gatekeepers. No prior authorization for most services.
When you incur a shareable medical expense, you or your provider submits a request. Our team reviews it against the published guidelines — not to find a reason to deny, but to ensure it qualifies under tribal law.
If your request qualifies, the trust shares it. Directly with providers when possible, or with reimbursement to you. Transparency at every step. No surprise denials. No profit motive standing between you and care.