Most health-sharing programs are faith communities with waiting periods and exclusions. We are a tribal health trust — a structurally different instrument, with structurally different economics.
Kindwell One operates under tribal law, not religious doctrine. Membership is open to anyone who believes in shared responsibility — not shared creed.
No general waiting period. Pre-existing conditions are eligible from enrollment at a risk-tiered contribution — not excluded, not delayed, not punished.
Through 638 contracting and 340B pricing, Kindwell One accesses pharmacy and services at tribal rates. The savings pass to members as lower contributions and broader coverage.
Each tier is named for a gemstone — a reminder that health, like value, compounds with care. Begin where you are. Grow as your needs do.
We believe the first act of trust is honesty. Before you explore plans or pricing, understand the legal nature of what you are joining.
Kindwell One is a tribally-sponsored health sharing trust operating under the Indian Self-Determination and Education Assistance Act (P.L. 93-638) and Section 813 tribal authority.
Neither Kindwell One nor its members guarantee or promise that medical requests will be shared or paid by the membership. Members are always personally responsible for the payment of their own medical bills.